Transact with complete confidence. Eliminate fraud.
Trust is the biggest hurdle to commerce in Ethiopia. Vyllion Escrow holds buyer funds in segregated partner commercial bank accounts and releases them strictly when verified contractual milestones and delivery conditions are satisfied.
Zero commingling of customer funds
Active integration with partner banks
Automated conditional payouts
Neutral verification & resolution
Why commerce in Ethiopia gets stuck
Digital payments made money transfer fast, but introduced a severe trust dilemma: who takes the first risk?
- •Buyers fear paying upfront: Sending money on Telebirr or CBE Birr leaves zero recourse if goods never arrive or are counterfeit.
- •Sellers fear delivering before payment: Dispatching goods on credit leads to unpaid invoices, ghosting, and cash-flow collapse.
- •Disputes take years: Ethiopian commercial courts require significant legal expense and 2-3+ years to resolve minor contract breaches.
- •Funds ring-fenced in bank custody: Buyer money is safely held in a segregated partner bank account before the seller dispatches.
- •Guaranteed payment to seller: Once milestones or delivery proofs are confirmed, payment disburses automatically without delays.
- •Fair neutral arbitration: Any dispute is reviewed by neutral terms and objective documentation within days, not years.
5 steps to fraud-proof transactions
A transparent and verifiable escrow process engineered for high-value commerce and digital trade.
Agreement
Both parties agree on deal terms, price, and release conditions.
Deposit
Buyer deposits funds into Vyllion's secure escrow account. Money is locked.
Fulfillment
Seller delivers goods, transfers property, or completes the agreed work.
Verification
Vyllion confirms the conditions have been met before any funds move.
Release
Funds released to seller. If conditions fail, buyer gets a full refund.
Engineered for every high-value deal
From Telegram marketplaces to multi-million Birr property deposits, Vyllion provides the neutral safeguard.
E-Commerce & Marketplaces
Online and Telegram/TikTok sellers no longer worry about failed deliveries. Buyer deposits into escrow, verifies items upon arrival, and payment is immediately released to the merchant.
Real Estate & Construction
Buyer deposits down payment into bank custody. Funds are released strictly when title deed ownership transfers or certified construction milestones are verified.
Vehicles & Heavy Equipment
Car buyers lock payment in escrow with an agreed mechanical inspection window. Walk away safe if inspection fails or release payment instantly if clear.
B2B Trade & Agriculture
Wholesale coffee, grain, and industrial supply transactions. Importers and domestic buyers inspect quality and weight before funds disburse to suppliers.
Freelance & Tech Services
Software engineering, branding, and design milestones. Client funds the milestone before work begins; freelancer delivers with guaranteed payment upon acceptance.
Diaspora Investments
Ethiopians abroad funding home building, land purchases, or business investments back home. Every Birr is tied to verifiable milestone proofs.
Working closely with partner banks
Vyllion never holds client funds on unregulated operational balances. All escrow funds sit in segregated custodial accounts with licensed commercial banks in Ethiopia.
Segregated Custody
Every escrow transaction is isolated in an individual or segregated custodial account with commercial banks.
Active Phase 1 Testing
Currently testing operational bank sweep mechanisms, automated multi-sign releases, and real-time reconciliation.
NBE Compliance
Architected to conform strictly with National Bank of Ethiopia financial directives and AML transaction monitoring.
Embed escrow directly into your application
RESTful endpoints and webhooks designed for Ethiopian e-commerce apps, marketplace platforms, and enterprise ERP systems.
curl -X POST https://api.vyllion.com/v1/escrow/transactions \
-H "Authorization: Bearer sec_live_..." \
-H "Content-Type: application/json" \
-d '{
"buyer": { "phone": "+251911234567", "name": "Abebe Bikila" },
"seller": { "phone": "+251922345678", "name": "Addis Market PLC" },
"currency": "ETB",
"amount": 150000.00,
"milestones": [
{ "id": "ms_01", "name": "Warehouse Inspection", "release_pct": 50 },
{ "id": "ms_02", "name": "Final Dispatch Delivery", "release_pct": 50 }
],
"dispute_window_hours": 72
}'Instant webhook alerts on payment funded, inspected, and released.
TypeScript, Python, and Go client libraries for rapid checkout integration.
Native settlement routing into commercial bank accounts and mobile wallets.
Founded in 2025 in Addis Ababa
Built by engineers and financial operators committed to solving the trust crisis in African commerce.
Kaleab Girma
Chief Executive Officer (CEO)
Leads strategic execution, banking partner integrations, and regulatory alignment for Vyllion.
Ezana Tegener
Chief Technology Officer (CTO)
Architect of Vyllion's bank-grade transaction isolation, multi-party condition engine, and APIs.
Selam Bruke
Chief Financial Officer (CFO)
Directs financial governance, segregated custodial account audits, and bank settlement workflows.
Start your secure transaction today
Tell us about your transaction. Whether you are an individual, business, or marketplace platform, we will structure the right escrow protection for you.